We Offer Unsecured Loans
One of our personal bankers will help you select the loan that’s just right for your needs. For your convenience, most of our loan applications are approved and process within 24 hours. Plus, if you use Auto Debit to automatically withdraw your loan payments from a State Bank savings or checking account, we’ll reduce your loan rate by 1/4%.


Other Types of Loans

You name it, we have a loan to help you buy it: Mobile and manufactured homes, home improvements, loans secured by stock, unsecured loans, certificate of deposit loans and loans for motorized vehicles including cars, trucks, vans, boats, tractors, motorcycles, snowmobiles and ATVs.
Mobile and Manufactured Homes

You can apply for a loan on a new or used home.
Boats, Recreational Vehicles, Garden Tractors, Motorcycles, Snowmobiles, ATV and PWC

1) What kind of loan can i obtain?

  • Home Loans
  • Business Loans.
  • Student Loan.
  • Car Loan.

2) Is there requirements for eligibility?

  • Yes, you must have an operating American Elite Personal or business account for a minimum of one year.

3) Are references required for a American Elite Loans?

  • No references are required to obtain a loan from us.

4) What are the interest rate?

  • We charge as little as 15% interest on all our loans with flexible payment plan.

To apply for a investment account,

  • Talk with our loan team Loan representative
  • Complete the form and submit to the Retail Team at the nearest American Elite Bank Branch


The way we look at it, the reason we go to work every day is to help you reach your dreams. It makes our work meaningful and gives you your own financial booster club! When it’s time to purchase, build, or remodel your home, or plan for your financial future, you will find the help you need right here.

Home Equity Loans

Thinking about remodeling your home? Consolidating your debt? Consider using the equity in your home to make this an easy decision. You have the option to choose a home equity loan or a home equity line of credit. And we will help you make that decision.